html,body{margin:0;padding:0;background:#fff;color:#111;font-family:Helvetica Neue,Arial,sans-serif}*{box-sizing:border-box}a{color:inherit;text-decoration:none}.home-shell{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:24px}.home-card{width:100%;max-width:520px;text-align:center}.home-eyebrow,.eyebrow{margin:0 0 12px;color:#666;font-size:14px;letter-spacing:.12em;text-transform:uppercase}.home-title,h1{margin:0;font-size:44px;line-height:1.05}.home-subtitle,.lead,.content-card p,.effective-date{color:#444;line-height:1.7}.home-subtitle{margin:16px 0 0}.home-actions{display:grid;gap:12px;max-width:280px;margin:28px auto 0}.home-button,.nav-link{display:inline-block;padding:14px 16px;border:1px solid #111111;border-radius:10px;text-align:center}.home-button{background:#111;color:#fff}.home-button-secondary,.nav-link{background:#fff;color:#111}.nav-link.active{background:#111;color:#fff}.page-shell{width:100%;max-width:1040px;margin:0 auto;padding:40px 20px 64px}.hero-card{padding-bottom:16px}.hero-row{display:flex;justify-content:space-between;align-items:flex-start;gap:20px}.page-nav{display:flex;gap:10px}.effective-date{margin:12px 0 0}.lead{margin:24px 0 0;max-width:760px}.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}.content-card{border:1px solid #e5e5e5;border-radius:14px;padding:20px}.content-card h2{margin:0 0 12px;font-size:22px}.content-card p{margin:0 0 12px}.content-card p:last-child{margin-bottom:0}@media (max-width: 720px){.home-title,h1{font-size:34px}.hero-row,.page-nav{flex-direction:column}.content-grid{grid-template-columns:1fr}}